I'm aaaaalmost grown up. I've taken the first steps in the loan hashmatash that comes along with buying your own place... so hopefully I can start making offers after I get back from Alcudia... This loan business is very complicated, and I am extremely insecure when it comes to it. I'm sure I'll burp or sigh or inadvertantly insult someone in the loan office and the loan officer will take a dislike to me and put me on some black list.